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Faquin Law Blog

Chapter 13 Bankruptcy: Maybe Better Than Mortgage Modification

Posted on: March 31st, 2014 by Charles Faquin No Comments

Since the financial crisis of 2008, the federal government has legislated mortgage modification and relief programs, namely HAMP and HARP. The Office of the Attorney General of Tennessee even formed its own homeowner assistance program ( with funds received as part of a settlement of a lawsuit against some of the biggest U.S. Banks. Though… Read More »

Discharging Student Loans under Brunner & Helpful Alternatives in Bankruptcy

Posted on: January 13th, 2014 by Charles Faquin No Comments

Discharging student loans in bankruptcy is not a simple task. From the start, the odds are stacked against an insolvent debtor. He or she must prove by a preponderance of the evidence that repaying the debts would cause the debtor “undue hardship,” which is a term used (but not defined!) in the Bankruptcy Code, 11… Read More »