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Faquin Law Blog

Archive for October, 2013

“RESPA: A Little Legislative Relief for Homeowners”

Posted on: October 8th, 2013 by Charles Faquin No Comments

A mortgage servicer is the entity hired by your creditor or note holder to manage your mortgage loan. Though sometimes a company owned by your lender or creditor, this company is not typically entitled to receive income from your regular monthly loan payments. Rather, a mortgage servicer is essentially a debt collector, and as such,… Read More »

Student Loans: The Elephant in the Room

Posted on: October 8th, 2013 by Charles Faquin No Comments

After student loans surpassed credit cards in total debt in the U.S., it is important to now consider the potential effects of this huge burden largely placed on our youth. Many Americans in their early twenties are now starting life with a financial deficit at a growing rate. In some instances, these young adults have… Read More »